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Credit management from A to Z.

Use the ECCLESIA TRADE CREDIT MANAGER to optimize your workflow and credit risk management and free up more time for what’s really important: your company.

Kreditmanagement Software in der Anwendung

Credit management from A to Z.

Use the ECCLESIA TRADE CREDIT MANAGER to optimize your workflow and credit risk management and free up more time for what’s really important: your company.

Kreditmanagement Software in der Anwendung
Ecclesia Trade Credit Manager

The digital module as part of the comprehensive credit management consulting of Ecclesia Credit

Credit Management 2.0

Ecclesia Trade Credit Manager – the digital solution for credit management – is the fruit of cooperation between Ecclesia Credit and Prof. Schumann GmbH.

The comprehensive consulting services of Ecclesia Credit complement each other with its software solution ETCM to create a comprehensive range of services for our clients. Our experienced team provides strategic advice and our innovative digital solution is designed to support you in automating and monitoring your credit management processes.

ETCM as the central platform enables access, evaluation and monitoring of all relevant internal and external information of your credit management and merges these for your credit managers in a cockpit.

Transparent, fast, reliable and efficient
– these are the qualities we stand for.

Why ETCM?

There are many sound reasons for a digital credit management.

Why ETCM?

There are many sound reasons for a digital credit management.

  • Short implementation cycles
  • One central information platform for your credit management
  • Integrated online interfaces to Atradius, Coface, Euler Hermes, R+V
  • Displaying of top-up policies, internal limits and guarantees
  • Automatic retrieval of information from credit agencies
  • Integration of your payment experiences
  • Full flexibility for the integration of your credit policy (scorecards and authorities) in the company
  • Early warning system and automatic notifications
  • Extensive options for displaying limit approval workflows via the embedded workflow engine
  • Continuous monitoring of the entire customer base
  • Keeping of an audit-proof history of all data, evaluations and decisions
  • Optional mapping of group structures of your debtors
  • Aggregation of data to depict debtors that are supplied by several companies
  • Data exchange is independent of your existing source systems (interfaces to your ERP systems via cloud-based solutions)
  • Extensive reporting options
Why ETCM?

There are many sound reasons for a digital credit management.

Why ETCM?

There are many sound reasons for a digital credit management.

  • Short implementation cycles
  • One central information platform for your credit management
  • Integrated online interfaces to Atradius, Coface, Euler Hermes, R+V
  • Displaying of top-up policies, internal limits and guarantees
  • Automatic retrieval of information from credit agencies
  • Integration of your payment experiences
  • Full flexibility for the integration of your credit policy (scorecards and authorities) in the company
  • Early warning system and automatic notifications
  • Extensive options for displaying limit approval workflows via the embedded workflow engine
  • Continuous monitoring of the entire customer base
  • Keeping of an audit-proof history of all data, evaluations and decisions
  • Optional mapping of group structures of your debtors
  • Aggregation of data to depict debtors that are supplied by several companies
  • Data exchange is independent of your existing source systems (interfaces to your ERP systems via cloud-based solutions)
  • Extensive reporting options
Challenges.

Changing regional or global economic environments pose a constant challenge to companies that are active in international trade. Finding the proper balance between internal information and external risk assessments, and then evaluating and keeping such under constant monitoring, is a crucial factor in ensuring that these early warning indicators will protect your business from any economic loss.

Our way.

In this respect, we reduce complexity across various business areas. Our harmonized system provides the option of centralized control spanning all units, thus facilitating flexible need-based adjustments.

Challenges.

Changing economic environments may cause credit insurers to cancel important limits at short notice. Affected companies have no influence on such decisions and unintentionally have to bear more of their own risk or seek alternative protection in order to maintain stable business relationships. Blanket limits granted by credit insurers, where companies assign limits themselves, can be a helpful tool. But: this type of insurance limit is usually linked to many conditions. The consequence in case of non-fulfillment: a further loss of coverage. The permanent monitoring and ensuring of compliance with such conditions when used across the board can lead to considerable savings.

Our way.

With the Ecclesia Trade Credit Manager, payment histories can be monitored and credit inquiry agencies can be retrieved automatically and on a continuous basis. Rules can be applied to control the conditions contained in the credit insurance contracts. The self-assigned limit is defined in the system and adjusted on a daily basis. This ensures compliance with obligations and insurance coverage remains secure within the agreed range. As a side effect, the company may save costs for applying for insurance limits.

Challenges.

Do you deliver to the same customer from different companies belonging to your corporate group or from different business units? Do you always have an overview of the overall risk in this respect and can you identify if payment problems occur at one company in your group but the client continues to order from another? Such a transparent approach may provide significant benefit for your credit management and may simplify the risk management of your corporate group.

Our way.

With the Ecclesia Trade Credit Manager, you have a comprehensive view at your customers across all companies of your corporate group. This allows you to analyze whether the payment practices of individual customers vary within your group, and to identify cluster risks so that appropriate measures can be initiated.

Challenges.
Challenges facing credit management
Our way.
Our solutions.

Changing regional or global economic environments pose a constant challenge to companies that are active in international trade. Finding the proper balance between internal information and external risk assessments, and then evaluating and keeping such under constant monitoring, is a crucial factor in ensuring that these early warning indicators will protect your business from any economic loss.

In this respect, we reduce complexity across various business areas. Our harmonized system provides the option of centralized control spanning all units, thus facilitating flexible need-based adjustments.

Changing economic environments may cause credit insurers to cancel important limits at short notice. Affected companies have no influence on such decisions and unintentionally have to bear more of their own risk or seek alternative protection in order to maintain stable business relationships. Blanket limits granted by credit insurers, where companies assign limits themselves, can be a helpful tool. But: this type of insurance limit is usually linked to many conditions. The consequence in case of non-fulfillment: a further loss of coverage. The permanent monitoring and ensuring of compliance with such conditions when used across the board can lead to considerable savings.

With the Ecclesia Trade Credit Manager, payment histories can be monitored and credit inquiry agencies can be retrieved automatically and on a continuous basis. Rules can be applied to control the conditions contained in the credit insurance contracts. The self-assigned limit is defined in the system and adjusted on a daily basis. This ensures compliance with obligations and insurance coverage remains secure within the agreed range. As a side effect, the company may save costs for applying for insurance limits.

Do you deliver to the same customer from different companies belonging to your corporate group or from different business units? Do you always have an overview of the overall risk in this respect and can you identify if payment problems occur at one company in your group but the client continues to order from another? Such a transparent approach may provide significant benefit for your credit management and may simplify the risk management of your corporate group.

With the Ecclesia Trade Credit Manager, you have a comprehensive view at your customers across all companies of your corporate group. This allows you to analyze whether the payment practices of individual customers vary within your group, and to identify cluster risks so that appropriate measures can be initiated.

ETCM
as the center of
the information structure.

The Ecclesia Trade Credit Manager combines all information, internal and external, in a central digital file that you have online access to at any time. The software provides technical interfaces to all major national and international credit inquiry agencies and credit insurers.

Modulare Kreditmanagement-Software von Ecclesia als Cloudanwendung
Modulare Kreditmanagement-Software von Ecclesia als Cloudanwendung

ETCM
as the center of
the information structure.

The Ecclesia Trade Credit Manager combines all information, internal and external, in a central digital file that you have online access to at any time. The software provides technical interfaces to all major national and international credit inquiry agencies and credit insurers.

Basic Features of the Ecclesia Trade Credit Manager

Balance sheet analysis

Country & industry risks

Business Process &
Rule Engine

Business Process Model and Notation (BPMN)/ Decision Model and Notation (DMN)

Enterprise
Integration

Master data management

Limit application

Trade Credit Insurance &
Obligations

R+V, Euler Hermes, Atradius, Coface, trade credit form

Management of Limits &
Credit Risk Exposure

Trade credit insurance limit – multiple policies, blanket insurance limit, TopUp limit, collateral limit, internal limit, basic limit

Information Management

Creditreform, D&B Bisnode, Creditsafe


SCHUFA, (B2C & B2B) CRIFBürgel, BvD, Euler Hermes BoniCheck, KSV etc.

Corporate
Línkages

Mapping of customer structures, mapping of own group structure by different corporate clients

Payment history

Multilingual Capability

Multi-Currency Capability

Document Management

Reporting

Optional features
Internal and external information
IT integration / Workflow management
What makes Ecclesia Trade Credit Manager so valuable for you?

The integrated workflow-based early warning system means that you no longer need to work through endless lists by hand. Tasks are assigned easily and specifically via the system, status and contact persons can be traced at any time. In the event of any irregularities, your responsible credit manager will be notified immediately.

What makes Ecclesia Trade Credit Manager so valuable for you?

The integrated workflow-based early warning system means that you no longer need to work through endless lists by hand. Tasks are assigned easily and specifically via the system, status and contact persons can be traced at any time. In the event of any irregularities, your responsible credit manager will be notified immediately.

Process optimization
Prozessoptimierung innerhalb der Kreditmanagementsoftware

Centralization of information with decentralized accessibility

Automation of decision-making processes

Continuous monitoring of the entire customer portfolio

Audit acceptability and compliance

Process optimization
Prozessoptimierung innerhalb der Kreditmanagementsoftware

Centralization of information with decentralized accessibility

Automation of decision-making processes

Continuous monitoring of the entire customer portfolio

Audit acceptability and compliance

Monitoring
Bilanzanalysen und Frühwarnsystem für Kreditmanagement

Early warning system including automatic notifications

Trigger-related monitoring of the entire customer base

Balance sheet analyses

Monitoring
Bilanzanalysen und Frühwarnsystem für Kreditmanagement

Early warning system including automatic notifications

Trigger-related monitoring of the entire customer base

Balance sheet analyses

Improvement of organizational processes
Icon: Verbessere Organisation z.B. durch Analyse und Reporting

Making credit assessments more objective (by applying rule systems and scorecards)

Mapping of multi-level decision-making powers

Increased transparency provided by analysis and reporting options across the entire customer portfolio

Option of presenting customer risks at group level

Improvement of organizational processes
Icon: Verbessere Organisation z.B. durch Analyse und Reporting

Making credit assessments more objective (by applying rule systems and scorecards)

Mapping of multi-level decision-making powers

Increased transparency provided by analysis and reporting options across the entire customer portfolio

Option of presenting customer risks at group level

Your gateway to digital credit management.
Einstieg ins Kreditmanagement: Schnell und mit einfacher Integration
Einstieg ins Kreditmanagement: Schnell und mit einfacher Integration
Your gateway to digital credit management.
What makes Ecclesia Trade Credit Manager so valuable for you?

The integrated workflow-based early warning system means that you no longer need to work through endless lists by hand. Tasks are assigned easily and specifically via the system, status and contact persons can be traced at any time. In the event of any irregularities, your responsible credit manager will be notified immediately.

What makes Ecclesia Trade Credit Manager so valuable for you?

The integrated workflow-based early warning system means that you no longer need to work through endless lists by hand. Tasks are assigned easily and specifically via the system, status and contact persons can be traced at any time. In the event of any irregularities, your responsible credit manager will be notified immediately.

Process optimization
Prozessoptimierung innerhalb der Kreditmanagementsoftware

Centralization of information with decentralized accessibility

Automation of decision-making processes

Continuous monitoring of the entire customer portfolio

Audit acceptability and compliance

Process optimization
Prozessoptimierung innerhalb der Kreditmanagementsoftware

Centralization of information with decentralized accessibility

Automation of decision-making processes

Continuous monitoring of the entire customer portfolio

Audit acceptability and compliance

Monitoring
Bilanzanalysen und Frühwarnsystem für Kreditmanagement

Early warning system including automatic notifications

Trigger-related monitoring of the entire customer base

Balance sheet analyses

Monitoring
Bilanzanalysen und Frühwarnsystem für Kreditmanagement

Early warning system including automatic notifications

Trigger-related monitoring of the entire customer base

Balance sheet analyses

Improvement of organizational processes
Icon: Verbessere Organisation z.B. durch Analyse und Reporting

Making credit assessments more objective (by applying rule systems and scorecards)

Mapping of multi-level decision-making powers

Increased transparency provided by analysis and reporting options across the entire customer portfolio

Option of presenting customer risks at group level

Improvement of organizational processes
Icon: Verbessere Organisation z.B. durch Analyse und Reporting

Making credit assessments more objective (by applying rule systems and scorecards)

Mapping of multi-level decision-making powers

Increased transparency provided by analysis and reporting options across the entire customer portfolio

Option of presenting customer risks at group level

Your gateway to digital credit management.
Einstieg ins Kreditmanagement: Schnell und mit einfacher Integration
Einstieg ins Kreditmanagement: Schnell und mit einfacher Integration
Your gateway to digital credit management.
A cooperation at equal footing.

Ecclesia Credit pools the knowledge of four leading credit specialists (CFG Finance Group, km credit consulting, deas Deutsche Assekuranzmakler, SCHUNCK GROUP) under one umbrella brand. This further strengthens the existing market positions and significantly expands the customer service portfolio. Ecclesia Credit is a brand of the Ecclesia Group, Germany's largest insurance broker for corporations and institutions.

With some 60 specialists in the finance and insurance industry, Ecclesia Credit provides a team that understands the sector-specific risks and draws on many years of experience in the industry with sound professional training and an excellent network.

Motivation, reliability, team spirit and professionalism form the foundation of Ecclesia Credit. The customer's perspective is always at the core of what we do.

As an exclusive partner of the International Credit Brokers Alliance (ICBA) for Germany and Austria, Ecclesia Credit provides excellent service worldwide.

SCHUMANN is a German family-owned company based in Göttingen, which uses modern technologies to develop innovative and reliable IT solutions in credit risk management for companies all over the world. SCHUMANN has many years of expertise in the development of specific industry solutions in the field of (credit) risk management, the associated process management and in risk assessment. Industrial and wholesale companies, financial service providers as well as credit insurers and providers of surety bonds rely on SCHUMANN's software solutions for more than two decades. SCHUMANN provides maintenance and hosting of the Ecclesia Trade Credit Manager.

Do you have a question? Simply contact us.

Phone +49 5231 603-0
E-mail info@ecclesia-gruppe.de

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Business hours:

 

Monday till Thursday 8:00 a.m. to 5:30 p.m
Friday 8:00 a.m. to 3:30 p.m

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